Debt Reduction – Should debt settlement be part of my plan part 2
Published May 23, 2012 | 
Yesterday's post received some great responses. It is interesting to see the emotions attached to money in both good and bad times. Christians who are 100% convinced they serve God and NOT money can test their faith based on their emotional response to money situations.
I received this response from one of my coaching clients this morning regarding yesterday's post about Debt Settlement Companies. It is appropriate that we discuss this, in detail.
Hi Joshua,
I'm wondering about your Read more [...]
Debt Reduction – Should debt settlement be part of my plan?
Published May 22, 2012 |
In a recent article (today), by Darren Hatfield, he suggested carrying over $10,000 dollars in consumer debt as a good thing. The argument he makes in his article is that the legal limit for debt settlement consideration is $10,000. Great. Good. That's fine Mr. Hatfield.
What our country needs is more ways to throw out our integrity and 'escape' our responsibilities. If you don't know what a debt settlement company does, they essentially 'help' consumers reduce the amount of debt they Read more [...]
Posted in Debt Reduction, Financial Freedom, Stewardship | 
Business, Christ, Consumer, Creditor, Debt, Debt settlement, Financial Services, God
Debt Reduction: A Blessing & A Curse
Published April 2, 2012 |
In 1998, I was at the point of proposal to my wife. I was 'heavily' in debt. I say heavily, because at that time I owed approximately $6,000 on all of my folly and was only earning $1900 per month before taxes were taken out. At least $350 per month of my hard earned prosperity was walking right out the door. I couldn't seem to get ahead. I wanted to get married, but not with all that debt!
Maybe you can relate to my struggle. I spent some time in counsel with my pastor and bought Read more [...]
Posted in Debt Reduction, Personal Finance, Stewardship | Dave Ramsey, Debt, Debt consolidation, Elisha, Financial Services, God, Payment, Personal FinanceOur First Webinar!
Published June 12, 2011 | 
When Opportunity Knocks…
Published March 3, 2011 |
What do you say when opportunity knocks? Are you ready? Do you tell opportunity to come another day? Are you ready? Are your finances in order?
I was at a presentation that my good friend and mentor, Greg Sofio, put on today. He was speaking on his book, Honey, I Quit My JOB. The main focus of the talk was the 3 Mindsets we need to truly create wealth. He shared this quote that got me thinking…
“One Secret of life is for a man to be ready when opportunity comes.” – Read more [...]
Posted in Business, Christianity, Faith, Financial Freedom, Freedom, Law of Intention, Law of Results, Law of Sowing & Reaping, Personal Finance, Steward, Stewardship | Albuquerque, Budget, christian living, Debt, Finance, Financial Freedom, Financial Planning, Money, Money Management, Personal Finance, Steward, Stewardship, Success, WealthPutting the Cart Before the Horse Part II
Published February 25, 2011 |
Yesterday, I shared the idea that Good Stewards of God’s Wealth will take care of their financial house before they go off to play.
Today, I want to share some of the signs of playing first, aka folly, rather than taking care of business before playing. Take a look at King Solomon’s warning.
“I went past the field of a sluggard, past the vineyard of the man who lacks judgment; thorns had come up everywhere, the ground was covered with weeds, and the stone wall was in ruins. I Read more [...]
Posted in Christianity, Debt Free, Faith, Financial Freedom, Fiscal Literacy, Freedom, Law of Gold and Silver, Law of Legacy, Law of Results, Law of Sowing & Reaping, Money, Money Management, Personal Finance, Steward, Stewardship | Albuquerque, christian living, Debt, Finances, Financial Freedom, Financial Planning, goal setting, Investing, Investment, Life Insurance, Money Management, money saving, Personal Finance, Success, WealthPutting the Cart Before the Horse Part I
Published February 24, 2011 |
Have you ever heard the warning of not putting the cart before the horse? It hasn’t always made a lot of sense to me until recently. One thing is for certain, having a good strong horse to PULL you toward your goals is much easier than asking the horse to push.
As I study King Solomon and his advice offered in his proverbs, I notice some very keen ideas that may seem dated at first glance. In fact, these ideas may sound so dated that people were given the nickname ‘Prude’ if Read more [...]
Posted in Christianity, Financial Freedom, Fiscal Literacy, Freedom, Law of Intention, Law of Legacy, Law of Sowing & Reaping, Money, Money Management, Personal Finance, Steward, Stewardship | Budget, christian living, Debt, Financial Freedom, Financial Planning, Health Care, Insurance, Life Insurance, Money, Money Management, Personal Finance, Steward, Stewardship, Success, Wealth3 Ways to Raise Your Financial IQ
Published February 23, 2011 |
My uncle and aunt visited today. Annually, during January and February, they leave the cold Kansas City winter and hit the road with their 5th wheel to travel the Great Southwest. As part of their retirement they enjoy being together traveling. During dinner, my uncle and I had a great discussion about the differences in how wealthy people think versus the average Joe.
While staying in Kingman, AZ last week, he had the opportunity to meet the owner of the RV park where they stayed. Read more [...]
Posted in Christianity, Debt Free, Faith, Financial Freedom, Freedom, Law of Gold and Silver, Law of Intention, Law of Sowing & Reaping, Money, Money Management, Personal Finance, Steward, Stewardship | Albuquerque, christian living, Debt, Finances, Financial Freedom, Financial Planning, Money, Money Management, Personal Finance, Steward, Stewardship, Success, Wealth3 Things People Want to Know About Money
Published February 21, 2011 |
In my research and conversations with people over the last several years, there are just 3 things I’ve noticed that people want to know about money.
How do I Get Money?
How do I Spend My Money?
How do I Get More Money?
It’s quite comical to be honest. We are a breed of people that revolve around the gathering and consumption of money. Think about it. Why do you have your job? Most will answer, you like helping people, you like solving problems, you like working with people, Read more [...]
Posted in Christianity, Debt Free, Economy, Financial Freedom, Fiscal Literacy, Freedom, Law of Gold and Silver, Law of Legacy, Law of Sowing & Reaping, Money, Money Management, Personal Finance, Steward, Stewardship | Albuquerque, christian living, Debt, Finances, Financial Freedom, Money Management, Personal Finance, Steward, Stewardship, Success, WealthWhat Use is Money in the Hand of a Fool?
Published February 17, 2011 |
Have you ever heard the phrase, "Your money is burning a hole in your pocket." Unfortunately, I have, too many times to count. My father used to tell me that when I was growing up. I had a love for baseball cards, and every time I had some money, I ran to buy more cards. I loved the game and I loved all the players. It made sense that I'd collect the cards and some day they might actually be worth something.
I didn't save any money. I didn't use the money for anything really worthwhile, Read more [...]
Posted in Christianity, Faith, Financial Freedom, Fiscal Literacy, Freedom, Law of Costly Grace, Law of Results, Law of Sowing & Reaping, Money, Money Management, Personal Finance, Steward, Stewardship, Uncategorized | Albuquerque, Budget, christian living, Debt, Financial Freedom, Financial Planning, Knowledge, Money Management, Personal Finance, Steward, Stewardship, Success, Wealth, Wisdom