In 1998, I was at the point of proposal to my wife.  I was 'heavily' in debt.  I say heavily, because at that time I owed approximately $6,000 on all of my folly and was only earning $1900 per month before taxes were taken out.  At least $350 per month of my hard earned prosperity was walking right out the door.  I couldn't seem to get ahead.  I wanted to get married, but not with all that debt! Maybe you can relate to my struggle.  I spent some time in counsel with my pastor and bought Read more [...]