The American Dream of owning a home, getting a good education, and finding the perfect career has turned into The American Nightmare for many.  Why?  What went wrong and how do we fix it? Over the last several years, I've been studying the differences between why some are more successful than others financially.  My study began just prior to my own financial ruin. No degree.  No real skills to say other than a smattering of construction, carpentry, and restaurant jobs set me up perfectly Read more [...]